Terms of Service

Last updated: 1/8/2026

1. Introduction

Welcome to Salary Advance ("we," "our," or "us"). By accessing or using our services, you agree to be bound by these Terms of Service.

2. Eligibility

To use our services, you must be at least 18 years old, employed, and reside in Tanzania. We reserve the right to verify your identity and employment status.

3. Advances and Repayments

Upon approval, we will disburse the agreed advance amount to your registered mobile money account or bank account. You agree to repay the principal amount plus any applicable fees by the due date.

4. Fees and Charges

Our service fees are transparently displayed before you accept an offer. Late repayments may incur additional penalties as outlined in your loan agreement.

5. Privacy

We value your privacy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

6. Contact Us

If you have any questions about these Terms, please contact our support team.